Orange County Mortgage

Are you thinking about refinancing your mortgage? An improvement in your credit score and/or a drop in interest rates are only some of the factors that can make you consider an Orange County mortgage refinance. Refinancing is also an option if you want to change the kind of mortgage you have – from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage (FRM), for example – or if you want to shorten its length so that you can build your home equity faster.

Whatever your reasons for considering an Orange County mortgage refinance, you would be well advised to consult with an Orange County mortgage broker. The right mortgage broker will help you weigh the pros and cons of an Orange County mortgage refinance, shop for and compare Orange County and Irvine home loans, and negotiate the best possible terms for you.

Deciding to Refinance Your Orange County Mortgage

Is a mortgage refinancing the right step to take? It depends on several things – where you’re at with your current mortgage, for one, and whether or not you will be moving house in a few years’ time. If you’re already well into your current loan, refinancing might not be a good idea. When you’re nearing the end of your mortgage, most of your payments are already paying off your loan’s principal, not the interest. On the other hand, if you’re only a few years into your mortgage and incredibly low rates are presently available, refinancing could save you a great deal of money over the years.

Mortgage broker and Irvine CA Realtor Brian Delbenes and the team at Good Neighbor Mortgage & Realty are here to help you make the right decisions in your Orange County mortgage refinance. Schedule a consultation with them today.